Last month, an appeals court confirmed a decision that awarded a Missouri woman more than $5 million from Geico.
Why? Well, an encounter in the car with its owner left her with a sexually transmitted disease.
Courts decided in the woman’s favor and ordered the insurance company to pay based on interpretation of “normal use of a vehicle.” When the news of the ruling came out, many were surprised, including the team at “Something Offbeat”. It made us wonder – how much does car insurance actually cover?
“I’ll just give you some cases that we talked about in my insurance law class,” said Tom Baker, an insurance law professor at the University of Pennsylvania’s Carey Law School who helped us break the case down and get a better understanding of what our insurance really covers. “So, a guy leaves his apartment on the second floor, goes down to the car, realizes he forgot his keys, calls up to his wife, she throws down the keys hits him in the eye – it arises out of use of a car.”
