LANSING (WWJ) – Michigan drivers have received more than $900 million worth of auto insurance refund checks from the Michigan Catastrophic Claims Association catastrophic funds surplus, according to data from the state’s Department of Insurance and Financial Services (DIFS).
Gov. Gretchen Whitmer says that’s about one third of all refund-eligible Michigan drivers. The MCCA is in the process of distributing a total of $3 billion in surplus funds, and officials say the remaining $2.1 million by May 9.
Last year Whitmer called on the MCAA to return surplus funds to Michigan policyholders who make payments to the group for unlimited lifetime coverage of medical expenses if they are involved in a crash. The refunds stem from the state’s bipartisan push for auto insurance reform.
The association began the refund process in early March, sending $400 checks or ACH deposits to drivers.
To be eligible for a refund, Michiganders must have had a car, motorcycle, or RV that was insured to drive legally on Michigan roads as of 11:59 p.m. Oct. 31, 2021. The refunds are $400 per vehicle or $80 per historic vehicle and must be sent in the form of a paper check or an ACH deposit no later than May 9, 2022.
Drivers do not need to do anything to receive their refund but they may wish to verify their address or banking information with their insurance company to prevent delays, officials said.
DIFS director Anita Fox says if drivers don’t receive their refund by May 9 or if their insurer offers a refund through something other than a paper check or ACH deposit, they should contact their company.
If a resolution can’t be reached with the insurance company, drivers should call DIFS at 833-ASK-DIFS Monday through Friday, from 8 a.m. to 5 p.m. for assistance, or visit Michigan.gov/MCCArefund for more information.
More information on the auto refunds, including a list of frequently asked questions can be found on the DIFS website
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