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Four tricks to save money to buy that toy you really want

Saving money for things like retirement is important, but it's way more exciting to save money so you can buy something fun and exciting like a jetski or a trip to Hawaii!

Here are four tricks from Nerd Wallet on how to save money without even noticing it, so you can get that Benz or hot tub for the backyard you've always wanted.


1.  Deposit all of your coins into a savings account-  When's the last time you used change? Get rid of it! Sweep through your house, find every single coin, hit up Coinstar, and deposit it all.

2.  One streaming service at a time-  You probably have streaming services right now you haven't watched in at least a month. Plus, all those choices make it hard to pick what to watch, right? Rotate in one streaming service a month and put away your savings.

3.  Get a savings goal app-  There are lots of really good savings goal apps out there to help you set a goal and work toward it. Plus some of them, like Stash and Qapital, will automatically invest your savings to help you hit your goal faster.

4.  Get a cheaper cell phone plan-  When's the last time you shopped around for cell service? Maybe it's time to check out what the other company can offer you! Even if they save you $10 per phone and you have 4 on your plan, that's an extra $40 a month back in your pocket.