Still waiting on your second stimulus check? Here’s what you need to know


Many Americans are waiting for their second direct payment of COVID-19 relief.

After the passing of a $900 billion coronavirus stimulus package by Congress, the U.S. Treasury has confirmed that the highly anticipated checks are on the way.

If you still haven’t received your payment, here are a few things to know about when to expect it.

Who is eligible for these payments?

Eligible individuals will receive an Economic Impact payment of up to $600, or $1200 for married couples, including an additional $600 for each qualifying child.

Generally, individuals who had an adjusted gross income of up to $75,000 in 2019 should expect the receive the full $600 amount. Married couples with a joint income of up to $150,000 should also expect to receive the full amount.

Those earning more than $87,000 and married couples earning more than $174,000 are ineligible for payments.

Payments have started to be sent

On Dec. 29, U.S. Treasury Secretary Steven Mnuchin tweeted that direct payments already began going out.

“Today @USTreasury and @IRSNews begin to deliver the second round of Economic Impact Payments to millions of Americans,” Mnuchin wrote.

Direct deposit vs. paper checks

In a press release, the U.S. Department of the Treasury said that initial direct deposit payments began hitting back accounts as early Dec. 29 and would continue throughout the week. Paper checks began being mailed out on Wednesday, December 30th.

“Treasury and the IRS are working with unprecedented speed to issue a second round of Economic Impact Payments to eligible Americans and their families,” said Mnuchin. “These payments are an integral part of our commitment to providing vital additional economic relief to the American people during this unprecedented time.”

Taxpayers whose information is not on file with the IRS will be sent a paper check, Newsweek reports.

IRS cutoff date

Congress set a Jan. 15 cutoff date in the stimulus package for the IRS to issue the second round of payments, according to Newsweek.

This leaves just under two weeks to send out over 100 million payments.

You can check the status of your check

If you are still waiting on your stimulus payment, you can check the status at The system is offline, as of Monday.

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