It looks like a North Carolina woman who recently purchased her first home won't have to worry about making mortgage payments. She's now the state's newest millionaire, thanks to a scratch-off lottery ticket.
Greensboro resident Patricia Simmons called it the ultimate housewarming gift.
In a statement, Simmons said she had "concerns" about being able to afford her monthly mortgage payment – until she bought a $30 Millionaire Maker scratch-off ticket one week after she closed on her new home.
"I just stared at it," Simmons says of the ticket, which revealed she'd won $1 million. "It was unreal to see that. I've been in shock ever since."
Simmons said her husband didn't believe her when she called to tell him the news.
"He said, 'Tricia you're playing,'" she laughed. "He wanted to see the ticket."
When Simmons arrived at lottery headquarters Monday, she had a decision to make. She could choose to receive the prize as an annuity of $50,000 over 20 years or a lump sum of $600,000.
Simmons chose to go with the lump-sum amount, according to the North Carolina Education Lottery. Minus state and federal taxes, she ended up with $427,509.