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How are you spending your IRS refund?

How are you spending your IRS refund?

Ashley Laws, Region Executive for Consumer Investments at Bank of America, says it's better if you have a plan for your tax refund. She joins Megan Lynch with tips for how to handle your extra cash. 'If you don't have a plan, your money can make the decision for you very quickly,' says Laws. . (Photo Illustration by Scott Olson/Getty Images)

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