Most retirement advice is built around one goal: save more. But what happens when you've already done that? A recent story featured a 54-year-old with nearly $2 million accumulated in traditional retirement accounts who wondered whether it still made sense to keep contributing. For successful savers, that raises a bigger question: At what point does retirement planning become less about how much you're saving and more about where you're saving it, how it will eventually create income, and how those assets fit into your overall retirement strategy?
Nov 14, 2026
