A year after devastating wildfires tore through parts of Southern California, many families are still rebuilding—not just their homes, but their sense of security. And as climate conditions continue to make fires more frequent and more intense, experts say it’s time for all of us here in Southern California to think differently about wildfire preparedness. Robert Passmore, Department Vice President of Personal Lines at the American Property Casualty Insurance Association (APCIA), and Todd Lando, Battalion Chief and Wildfire Mitigation Specialist with the Central Marin Fire Department, discuss how to protect your home, your finances, and most importantly, your family, with practical steps you can take now before the next fire sparks.