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It makes it easy for consumers to get things right away, and make payments over time.', '_version': 2, 'componentVariation': 'paragraph'}, 'original_ref': 'www.audacy.com/_components/paragraph/instances/cl8emv5l7000h357c33huv9l3@published'}, {'data': {'text': "Tatiana Tsoir, a certified finance coach, told KMOX's Megan Lynch\xa0that it's not necessarily a good thing for consumers.", '_version': 2, 'componentVariation': 'paragraph'}, 'original_ref': 'www.audacy.com/_components/paragraph/instances/cl8emv5n8000i357crwki66b4@published'}, {'data': {'_version': 1, 'selectedStation': {'stationData': {'id': 585, 'name': 'NewsRadio 1120 KMOX', 'streamType': 'Interactive', 'phoneticName': 'K M O X', 'squareLogoSmall': 'https://images.radio.com/logos/KMOXAM.jpg'}}, 'componentVariation': 'station-livestream-listen'}, 'original_ref': 'www.audacy.com/_components/station-livestream-listen/instances/cl8emvtfg000x357c7tlwkr4m@published'}, {'data': {'text': "&quot;I think that it's a trap for those who don't have\xa0a really good grip on their monthly budget, because it encourages you to over-spend, to live beyond your means,&quot; she said. &quot;You have to think to yourself, if the company was offering you this service, buy now; pay later,\xa0they're making money off it.&quot;", '_version': 2, 'componentVariation': 'paragraph'}, 'original_ref': 'www.audacy.com/_components/paragraph/instances/cl8emv5pe000j357cc73fkpo7@published'}, {'data': {'text': "Tsoir said &quot;buy now, pay later&quot; plans are known for steep late fees and high interest rates if you don't pay in full before the promotional period ends. Those late fees and interest can add to consumers debt, and ruin their credit.", '_version': 2, 'componentVariation': 'paragraph'}, 'original_ref': 'www.audacy.com/_components/paragraph/instances/cl8emv5ro000k357cvfvub0db@published'}, {'data': {'text': '<em>Copyright 2022 KMOX (Audacy). All Rights Reserved.</em>', '_version': 2, 'componentVariation': 'paragraph'}, 'original_ref': 'www.audacy.com/_components/paragraph/instances/cl8emv5tr000l357ct8heoxbn@published'}, {'data': {'text': '<strong>Follow KMOX | </strong><a href="https://www.facebook.com/kmox1120"><strong>Facebook</strong></a><strong> | </strong><a href="https://twitter.com/kmoxnews"><strong>Twitter</strong></a><strong> | </strong><a href="https://www.instagram.com/kmox1120/?hl=en"><strong>Instagram</strong></a><strong> </strong><br /><strong>Listen on the free </strong><a href="https://www.audacy.com/?_branch_match_id=1060212385543966985&amp;utm_source=station&amp;utm_campaign=download&amp;utm_medium=social&amp;_branch_referrer=H4sIAAAAAAAAA8soKSkottLXT8%2FXSyxNSUyu1EvOz9XPzs2v0E%2FJL8%2FLyU9MAQD7PH6YIwAAAA%3D%3D"><strong>Audacy app</strong></a><strong>. </strong><br /><strong>Tell your smart speaker to play K M O X.</strong>', '_version': 2, 'componentVariation': 'paragraph'}, 'original_ref': 'www.audacy.com/_components/paragraph/instances/cl8emv5vu000m357cg4ie5zy5@published'}], 'feedImg': {'data': {'alt': "person looking at phone that says 'buy now pay later, add to cart'", 'url': 'https://images.radio.com/aiu-media/GettyImages1367617255-2bdd0fea-ab3f-4c31-aca2-4b7626a246c4.jpg', 'width': 4235, 'credit': 'Getty Images', 'height': 2555, 'caption': None, '_version': 1, 'mimeType': 'image/jpeg', 'imageLink': None, 'rendition': None, 'sizeInBytes': '366954', 'borderToggle': None, 'componentVariation': 'image'}, 'original_ref': 'www.audacy.com/_components/feed-image/instances/cl8emutvf001w01lcr84vpywf@published'}, 'sources': [], '_version': 24, 'featured': False, 'headline': "Consumers should be wary of 'buy now, pay later' offers, finance coach says", 'msnTitle': "Consumers should be wary of 'buy now, pay later' offers, finance coach says", 'textTags': [], 'pageTitle': "Consumers should be wary of 'buy now, pay later' offers", 'sideShare': {'original_ref': 'www.audacy.com/_components/share/instances/cl8emutvf001x01lcqgp7vd6v@published'}, 'feedImgUrl': 'https://images.radio.com/aiu-media/GettyImages1367617255-2bdd0fea-ab3f-4c31-aca2-4b7626a246c4.jpg', 'feedLayout': 'small', 'showSocial': True, 'stationURL': 'https://www.audacy.com/kmox', 'breadcrumbs': [{'url': '//www.audacy.com/kmox', 'text': 'NewsRadio 1120 KMOX', 'hidden': False}, {'url': '//www.audacy.com/kmox/news', 'text': 'News', 'hidden': False}, {'url': '//www.audacy.com/kmox/news/local', 'text': 'Local', 'hidden': False}], 'contentType': 'article', 'seoHeadline': "Consumers should be wary of 'buy now, pay later' offers", 'stationName': 'NewsRadio 1120 KMOX', 'stationSlug': 'kmox', 'dateModified': '2022-09-23T15:28:34.533Z', 'featuredNews': True, 'sectionFront': 'news', 'fullWidthLead': False, 'shortHeadline': "Consumers should be wary of 'buy now, pay later' offers, finance coach says", 'syndicatedUrl': None, 'unityPageType': 'article', 'featuredSports': False, 'msnTitleLength': 75, 'seoDescription': 'Apple Pay Later is a new part of Apple Pay and the Apple Wallet. 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