Anthony O’Neal: How to Stop Living Paycheck to Paycheck

Finance expert, Host of The Table , author, speaker, and HBCU professor Anthony O’Neal joined On Point with Juandolyn Stokes. The conversation went straight to one of the financial realities millions of people are trying to escape: living paycheck to paycheck. With his new book, "Stop Living Paycheck to Paycheck", which is available now, O’Neal broke down why financial freedom starts with how you manage the money already coming in, not simply chasing a bigger paycheck. He discussed zero-based budgeting, the debt snowball method, smarter investing, and the importance of using tax-advantaged accounts to build wealth that can extend beyond your lifetime.

But Stokes took the conversation beyond the usual financial advice. She asked O’Neal what people should do when the economy is uncertain, bills keep coming, and simply “making more money” isn't realistic for everyone. Together, they explored the essential expenses people should protect during difficult financial seasons, ways to create additional income, and how learning technology skills can open new opportunities in an evolving economy. More importantly, the conversation asked a bigger question: How do you stop working just to survive and start building a financial life that gives you options? With her signature ability to get beyond the obvious and ask the deeper why, O'Neal and Stokes brought listeners a conversation designed to make them think differently about money, debt, income, and generational wealth.

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If you're tired of hearing that the only answer is to “make more money,” this conversation is worth your time. Anthony O’Neal brings practical strategies, while Juandolyn Stokes asks the questions that get to the heart of what financial freedom really looks like.

Anthony O’Neal’s new book, Stop Living Paycheck to Paycheck, is available Now Get Your Copy Here

Website: AnthonyONeal.com

On Point with Juandolyn Stokes continues Keeping You On Point with timely conversations, trusted voices, and the information listeners can use to make better decisions about their lives, their money, and their future so you can LIVE WELL AND WIN WELL.

Tune into On Point with Juandolyn Stokes and join the conversation Weekdays 10 AM–1 PM Eastern.

Host: Juandolyn Stokes

Producer: Zen Howard