They are a lot of new companies like Afterpay, Klarna, etc. Allowing you to do pay programs for everything from online courses to furniture clothes and more, but what about other areas that have become very challenging for many Americans like rent and health care? Behavioral economist for Morningstar and author of Loaded: Money, Psychology, and How to Get Ahead without Leaving Your Values Behind, Sarah Newcomb joins Let's Go There for the conversation.