Non-profit relief organizations and financial institutions are stepping up to assist active duty service members as the government shutdown enters its second week.
Active duty service members received their Oct. 1 paychecks, but if the shutdown does not end, they face the possibility of missing their Oct. 15 paycheck.
Non-profits helping troops
Army Emergency Relief will provide rapid zero-interest loans to soldiers if the Oct. 15 military payday is impacted by the shutdown. The financial assistance is intended to bridge the gap until standard government operations resume, AER said in a release.
AER will provide an interest-free loan equal to the amount of one net paycheck (last direct deposit) up to a maximum amount of $6,000. Repayment in full will be completed within 30 days and will begin on Oct. 30, 2025, after soldiers receive back pay following the government shutdown.
“AER remains committed to our soldiers and their well-being,” AER CEO Tony Grinston, said. “We will do what we can to ensure the most soldiers possible receive financial assistance during this uncertain time.”
AER will offer financial assistance to soldiers and their families. Assistance will range depending on soldiers’ needs and repayment of these loans will be made through payroll allotments. AER loans are always zero interest and do not affect credit scores.
The Air Force Aid Society also said it stands ready to support airmen, Guardians and their families affected by the shutdown. Watch its website and social media for updates if the shutdown is expected to last beyond Oct. 15.
Coast Guard Mutual Assistance is also prepared to provide immediate financial assistance to Coast Guard families following the lapse in Department of Homeland Security appropriations.
CGMA is the official relief society of the U.S. Coast Guard, and they can provide interest-free loans to cover essential expenses such as rent, insurance, childcare, and food. For more information, visit here.
“As we face the challenges ahead, I’m reminded of the resilience and dedication of our Coast Guard family. Now, they need us to have their backs,” said Jason Wong, Retired Coast Guard Master Chief Petty Officer and CGMA Chief Operating Officer. “At Coast Guard Mutual Assistance, we’re fully committed to standing by those affected by a shutdown.”
The Navy-Marine Corps Relief Society said its offices be open during normal hours to help Marines, sailors and their families who are experiencing immediate needs related to the loss of income from a government shutdown.
“The government shutdown could have a significant impact on active-duty sailors, Marines and their families, and as we have for over 120 years, NMCRS is prepared to support those who protect our country,” said retired Adm. and NMCRS CEO Dawn Cutler in a statement. “Military life presents a variety of unique challenges, and the loss of income from the shutdown can compound those challenges exponentially.”
Financial institutions helping troops
First Command – Government Shutdown Assistance Program
Navy Federal Credit Union – Government Shutdown Assistance
PenFed – Furlough Relief Assistance
USAA – Government Shutdown Program
Department of Veterans Affairs benefits will continue to be processed and delivered during the shutdown, including compensation, pension, education and housing benefits. Its regional offices are closed during the shutdown.
Reach Julia LeDoux at Julia@connectingvets.com.