If you're feeling the pinch of low cash flow after the holidays, you probably have more money on hand, than you realize. The average household has as much as $50 just lying around:
1. Change in your car's cupholders.
2. Coins found under sofa cushions, or under your bed. Or in the washing machine or dryer!
3. Dollar bills found at the bottom of bags, or in your sweater's pockets.
Get yourself a piggy band (I'll bet your have one already, somewhere), and start collecting all your loose change.
Then take it to the bank or your credit union. Some of them will actually count it for free, and they won't charge you a pesky 8% like those coin-collecting machines at the grocery store!
Can you use an extra fifty bucks right now? I'm sure you can!