The Access Home program offers those who are eligible up to $15,000 for a down payment or closing cost assistance.
The program is designed to help more working families buy homes amid rising housing costs. In Cook County, Access Home is available for first-time homebuyers who earn up to $137,885--pending their household size.
The assistance is provided as a zero-percent second mortgage and repayment can be deferred up to 30 years unless the house is sold or refinanced.
More information can be found online at ihdamortgage.org.
